Blog about Loans

The new trend noticed is that many couples are opting for home loans even before the marriage. This is a great way as single individuals have less commitments and can also save maximum capacity of their income by cutting down on expenses before marriage.     Home Loans Simplified Facts   Marriage is an important decision in ones life. As the couple are on cloud nine and enjoying happy euphoric moments of newly married life many are faced with the decision of buying a dream home. Joint family home may be small or the new couple may be staying in a rented house and this decision of purchasing a home takes priority in the wish list. Finances may be limited and the best option available to fulfill the dream of  a new home is by taking a home loan. With so many facilities available   today many couples also opt for getting a home loan approval before marriage. Home loans are very easily available and nowadays the procedure has become quite simple.  Finan...

Rent a home for carefree living today with proeprty prices soaring higher and higher and maintenance costs of properties also shooting up, rented livng is making way even for those who can afford housing. No longer considered taboo rented living is a simple yet judicious way to financial planning and  management. With house rent been offered in  thousands and lakhs of rupees to corporates  according to your post in the company people are free to choose the best locality near their work place offering posh luxury homes with fully furnished and having latest amenities on rent. Living in rented houses is no longer a taboo subject and people have accepted this new trend of living in a rented home. People do know your position and financial position and living on rent no longer reflects your financial status and position. It does work out fine if you are not attached with the dream of owing a home. You save every month the amount that would go into your home loan and invest t...

Club your Home Buying and Home Loans Club your home loans and buying homes, when you club your home loans with other prospective loan borrowers you will get extra benefits and all of you can benefit with lowers EMIs and lower rate of interest. Just like the offers on our humble groceries list we now see many offers from reputed builders and housing finance companies also that will help out to get many discounts concessions and save a lot of money. Builders and home loan lenders are open to the idea of having group booking so that they get the benefit of offering larger home loan amounts and you all get the benefit of lower rate of interest which in turn reduces your every month EMI amounts.Buying flats together can be a tempting offer to your property service provider which can benefit by selling large number of flats at a single step. Since home loans are of a much larger amount and also the repayment period goes on for a longer tenure you have to think carefully and plant your hom...

NA plots Non Agricultural Plots for sale, with buying homes becoming out of reach for many and home loan rates shooting the sky there is another feasible solution coming up. Buying of land.  Land purchase is another option where people are opting to purchase land on the outskirts or in their native place and as their budget permits they build their own bungalow, ground plus one floor, duplex or even some get the approval and build tall buildings on this land. Home Loans Simplified Facts There are few very important points to consider when you go in for purchasing plots for sale. 1)First see the documents whether the land has clear title. The owner has to have clear title of the land they are selling. The land must be on name of the owner, or seller, and if there are a group of owners they must all be mentioned in the deeds and approval for selling by all of them. 2) The land must be NA plot,  non-agricultural. The land must have the permission from the Government to build...