Club your Home Buying and Home Loans Club your home loans and buying homes, when you club your home loans with other prospective loan borrowers you will get extra benefits and all of you can benefit with lowers EMIs and lower rate of interest. Just like the offers on our humble groceries list we now see many offers from reputed builders and housing finance companies also that will help out to get many discounts concessions and save a lot of money. Builders and home loan lenders are open to the idea of having group booking so that they get the benefit of offering larger home loan amounts and you all get the benefit of lower rate of interest which in turn reduces your every month EMI amounts.Buying flats together can be a tempting offer to your property service provider which can benefit by selling large number of flats at a single step. Since home loans are of a much larger amount and also the repayment period goes on for a longer tenure you have to think carefully and plant your hom...