With rates of property going in crores one has no choice but to go in for a loan to purchase your first home. It is better when both the spouses are working as this gives additional income to the household and one income can be totally kept aside for repayment of the home loan. There is a vast range of difference between rates for area per square foot and also rates in every locality, which gives us a wide choice of houses according to our budget. It would be so nice to have home loans also in such a manner. Wouldn’t it save precious time and money going about searching for the right lender and then realizing that you do not fit their eligibility criteria? The need of the hour is to have special targeted home loans. This would save so many hassles both for the lenders as well as the borrowers. You need not feel embarrassed when you enquire about a loan amount to an individual. I have seen people from the middle class segment still hesitate to enquire about home loans for a one bedroom ...