For better chances and fast loan approval become a co-applicant for a home loan ! try to go along with your spouse or if you have sibling willing to enter this arrangement then this will improve your chances to get a larger percentage amount as amount as home loan. Another important benefit is each person takes a smaller amount as loan, that, which you may be able to bear single handed also. Divided , Joint home loans benefit the family as you minimize the risk of default and make arrangements for repayment schedule accordingly. Any yes in today's times this is so important! Both joint applicants will get tax benefits! so use this to your advantage as savings. Yes, of course choose carefully your joint home loan partner. The best combination for getting your joint home loan approved would be with your spouse. Since this is family the lenders are accommodating with this combination and usually many me...