Home loans and home rates have been increasing steadily and with no hope for new buyers. The hope of any lowering of home rates has now been stabilized and there seems to be no benefit to the borrowers of home loans. Many unsold houses and lowered numbers of new home loan borrowers, all has led to a stand still in the housing sector industry. The ray of hope from any changes in the home loan rates and home rates in 2010 from the Government have been to no avail. All the government policies though having changed considerably there seems to be no respite from the pressures of repayment of big home loans. The builders have stalled projects taking more time and delayed construction due to expenditure involved in processing and approval of registered construction societies , there seems to be a slack in the home loans scenario front. Slim House in Japan Till 2010 middle class people had the hope of purchasing new homes, maybe on the outskirts of the city, but now the rates ...